Book a Free Call | Physician Financial Plan

Complimentary · No obligation

30 minutes. Specific to your employer and situation.

This isn't a sales call. You'll walk away with a clear picture of your employer retirement plan — what you're using, what you're missing, and what to do about it.

Nirav Desai leads every initial consultation personally. He's a fee-only, fiduciary adviser who works exclusively with physicians and high-income professionals. No products. No commissions. No conflicts.

What to bring (if you have it)

Your most recent retirement account statement
Your current contribution elections (403b, 457b, etc.)
Your approximate W-2 income for the year
Any student loan servicer information (if applicable)
Questions you've been sitting on — no question is too basic

Fee-only · Fiduciary · No commissions. Qubera earns a percentage of assets managed — nothing else.

Physician-specific expertise. We know the UCLA DCP, the USC 457(b) election trap, the Kaiser PCRA, and the Cedars DB/DC decision.

Pasadena, CA. Serving physicians throughout Los Angeles and nationally via video.

or send a message and we'll reach out to schedule

Send us a message

We respond within one business day.

Message received — we'll be in touch within one business day.

First name

Last name

Email address

Your employer

Medical specialty

What's on your mind?

Your information is never sold or shared. This form is encrypted and sent securely. By submitting, you agree to be contacted by Qubera Wealth Management at the email address provided.